Home Loan
Your home loan, matched to the right bank from day one
Buying, building or transferring an existing loan, we find the bank that suits your income and property, and stay with you till disbursement.
- 24 branches in 4 states
Government and private banks
Help with property paperwork
Balance transfer to lower your EMI
- Free eligibility check
- No impact on your CIBIL score
- Your details go only to the lender you choose
Loans from 40+ banks and NBFCs, including
Not sure how much you can get? Answer 5 quick questions and see your estimated home loan amount.
Check my eligibilityCompare and choose from 40+ banks and NBFCs
Types of home loan we help with
Home loan for all
Buy a ready or under-construction flat, row house or bungalow.
Plot purchase and construction
Finance for buying a plot and building your house on it.
Loan transfer (balance transfer)
Move your home loan from a private bank to a government bank. ITR is required.
Home loan top-up / equity
Get additional funds against your existing home loan.
Why apply through Loan Ki Dukaan?
40+ lenders in one place
Public banks, private banks and NBFCs. We know what each one approves.
Matched to your profile
Salaried, self-employed or business owner, we take your file where it fits.
Paperwork done for you
Document checklist, application and bank follow-up handled by our team.
Branch or phone, your choice
24 branches across four states, plus support on call and WhatsApp.
Applying on your own vs with Loan Ki Dukaan
On your own
- Visit bank after bank, one at a time
- Every application adds an enquiry to your CIBIL report
- Guess which documents each bank wants
- Chase the bank yourself for updates
With Loan Ki Dukaan
- One application, matched across 40+ lenders
- We check your profile first, so you apply where you fit
- A document checklist made for your profile
- Your advisor follows up until the money is in your account
See how much home loan you can get. Free check.
Home Loan EMI calculator
Rates shown are examples. Your actual rate depends on the lender and your profile.
- Principal amount
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- Total interest
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- Total amount payable
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Step by step: how it works
Step 1Share your details
Fill the short form or call us. It takes under a minute and does not affect your credit score.
Step 2We check your profile
An LKD advisor looks at your income, CIBIL and documents, and matches you to the banks most likely to approve you.
Step 3We handle the paperwork
We collect documents, file the application and follow up with the bank for you.
Step 4Bank sanctions your loan
The bank does its checks, sanctions the loan and disburses the amount to your account.
Who can apply
- Salaried or self-employed with stable, provable income
- Clear title on the property you are buying or building
- A fair repayment record and manageable existing EMIs
- Co-applicant income can increase your eligible amount
Documents usually needed
- PAN and Aadhaar of all applicants
- Salary slips and Form 16, or ITR for 2–3 years
- Last 6–12 months bank statement
- Property papers: sale agreement, 7/12 or property card, approved plan
- For transfer: existing loan statement and sanction letter
The exact list depends on the lender. Your advisor will share it before you apply.
Make my personal document checklistDocuments ready? Get matched to the right lender.
Who you are dealing with
A registered company with real branches you can walk into.
- Company
- Deals of Arya Finserv Consultants Pvt. Ltd.
- Brand
- Loan Ki Dukaan by Deals of Arya
Our safety promise
- We never ask for bank or card OTPs, PIN, CVV or net banking passwords.
- We never ask you to pay money to "guarantee" a loan approval.
- Your loan is sanctioned and paid by the bank or NBFC directly into your account.
- Your details are shared only with the lender you choose to apply with.
Something not right? Raise a complaint
Frequently asked questions
Should I transfer my home loan to another bank?
If a government bank offers a meaningfully lower rate on your remaining balance, a transfer can cut your EMI or tenure. Our advisor will calculate whether it is worth it after charges.
Can I get a loan to build a house on my own plot?
Yes. Construction loans are released in stages as the work progresses. You will need the approved building plan and plot papers.
Is Loan Ki Dukaan a bank?
No. We are a loan consultancy with tie-ups with 40+ banks and NBFCs. We help you choose the right lender and manage the application. The loan itself is sanctioned and disbursed by the bank or NBFC.
Will checking my eligibility affect my CIBIL score?
No. Sharing your details with us is not a loan application. A bank checks your credit report only when you decide to apply.
Do you ask for OTP or bank passwords?
Never for your bank or card. Loan Ki Dukaan will never ask for a bank or card OTP, card PIN, CVV or net banking password. If someone does, do not share it. (This website may send you a one-time code only to confirm your mobile number when you fill the form.)
Takes under a minute to start
Share your details and an LKD advisor will call you back.